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A guide for parents to raise Financially Independent Children 

The book is available in full colour or black and white

The following important points are, among others, covered:

  • My dream, road map & planning
  • My character, personality & temperament
  • Daily chores, discipline, manners and respect
  • Application of the 10 Commandments
  • 17 SDG’s of the United Nations
  • Preservation of natural resources
  • Build a sustainable future
  • Develop financial independence
  • Value of money; saving, budget, giving
  • The midway between rich and poor


A sufficient, economic condition is the foundation of every country, community, school and household - the same way pilings support houses and buildings.  Buildings can stand firmly because of the pilings.  But pilings cannot be seen and so people tend to forget about them …...

The application of the Sufficiency Financial Literacy theory is built on the 3 pillars of the Sufficiency Economy Philosophy (originally from Thailand).  The 3 pillars are: 

  1.     Moderation
  2.     Reasonableness
  3.     Prudence 

The three pillars are supported by the discreet application of knowledge and virtues.

The end result of the Sufficiency Financial Literacy theory is to:

  • be able to take care of and look after yourself
  • protect yourself from environmental change
  • have integrity and you must be honest
  • be persistent, to have self-discipline and patience
  • enrich yourself with knowledge, better your skills and be wise.

Your development and growth must be stable and balanced.



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